Dc Home Buying Programs Apr 2026

: Offers a Down Payment Assistance Loan (DPAL) covering up to 3% or 3.5% of the purchase price. Key Advantage : Open to both first-time and repeat buyers .

: Generous limits—up to $275,400 as of 2026—calculated only on the borrower’s income, not the entire household. dc home buying programs

Washington, D.C. offers some of the most robust homebuyer assistance programs in the country, designed to make the District’s competitive market more accessible. Whether you are a first-time buyer, a local government employee, or just looking to reduce your closing costs, there is likely a program for you. : Offers a Down Payment Assistance Loan (DPAL)

: Up to $202,000 for a down payment and a separate $4,000 for closing costs. Structure : A 0% interest, deferred loan. Washington, D

: No monthly payments are required. The balance is due only when the home is sold, refinanced for equity, or ceases to be a primary residence.

: Must be a first-time homebuyer (no ownership in 3 years), a D.C. resident (priority given), and meet income limits based on household size.