Can I Buy Catastrophic Insurance Online

Despite high costs, they cover certain preventive services and at least three primary care visits annually before the deductible is reached.

Yes, you can buy catastrophic health insurance if you meet specific age or eligibility requirements. These plans are designed as a "worst-case scenario" safety net, offering very low monthly premiums but extremely high deductibles. Eligibility Requirements can i buy catastrophic insurance

While offering the lowest premiums, they are less flexible than Bronze plans for those needing regular care. To enroll, you must apply through the Marketplace (often needing an exemption certificate if over 30) during designated enrollment periods. Catastrophic Plan Information | HealthCare.gov Despite high costs, they cover certain preventive services

You cannot use premium tax credits to lower the costs of these plans. Comparison and Enrollment Comparison and Enrollment To enroll, you must be

To enroll, you must be under 30 years old, or, if 30 or older, qualify for a hardship or affordability exemption (e.g., in cases of homelessness, bankruptcy, or when coverage is deemed unaffordable). How Catastrophic Plans Work