Enroll by , for your coverage to start on January 1, 2026 . Enroll in January 2026 for a February 1 start date.
Your Guide to Buying Health Insurance in California for 2026
This is the annual window when anyone can enroll. For 2026 coverage, it runs from November 1, 2025, to January 31, 2026 . buy health insurance california
Low-income residents who qualify for Medi-Cal can apply at any time of the year. Where to Shop
You have three main paths for buying individual or family coverage in California: Enroll by , for your coverage to start on January 1, 2026
Getting Health Coverage - California Department of Insurance
Timing is the most critical part of the process. In California, you can generally only buy insurance during a specific window unless you have a "qualifying life event." For 2026 coverage, it runs from November 1,
If you miss the deadline, you can only sign up if you experience a major life change, such as losing job-based coverage, getting married, or having a baby.