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: Monthly payments are starting to decline for the first time since 2020 due to easing mortgage rates.

: Sellers are increasingly offering concessions , such as paying for your closing costs or home warranties. 🔑 Strategies to Get Your Keys

: There is about 20% more inventory than a year ago, giving you more choices and less pressure to engage in bidding wars.

: Even a 20-point increase in your credit score can significantly lower your interest rate and monthly payment.

: National home prices are projected to grow by only 0% to 3% this year, allowing wages a chance to catch up.