: One of the best places for a wide selection of physical cards.

For those truly last-minute needs, these locations are your best bet for a quick "grab and go." : Usually carries a variety of fixed-amount cards. Wawa : A popular East Coast choice.

Expect to pay a one-time fee at the register. For a $100 card, this is typically around $5.95 to $6.95 .

Whether you need a last-minute birthday gift or a secure way to shop online without using your main bank account, Visa gift cards are the ultimate flexible solution. But while they are "everywhere," knowing exactly which stores carry them—and what fees you’ll face—can save you a wasted trip.

This is your only proof of purchase if the card fails to activate or is lost.