You can go directly to the source with "The Big Five" national insurers that provide the actual financial backing for the policies: First American Title Insurance Company Chicago Title Insurance Company Fidelity National Title Old Republic National Title Stewart Title
Check the underwriter's rating with Demotech or AM Best to ensure they can actually pay out a major claim years from now. where to buy title insurance
Tools like Closing.com or EasyTitleQuote.com allow you to gather and compare multiple quotes in one place. Why "Shopping Around" Actually Matters You can go directly to the source with
Title Insurance: What Is Title Insurance and What Does It Cover? If the home was recently sold or refinanced,
If the home was recently sold or refinanced, you might be eligible for a reissue discount of up to 40% if you use the same underwriter that insured the previous owner. Quick Selection Checklist
These local firms handle the title search and closing process. They act as agents for large national underwriters. Examples include Land Title Guarantee Company or Cherry Creek Title Services .
While most buyers simply use whichever company their real estate agent or lender points to, you actually have the legal right under the Real Estate Settlement Procedures Act (RESPA) to choose your own provider. Where to Shop for Title Insurance