: Maintains an inventory of available tradelines that users can browse based on reporting dates.
What Are Tradelines? And How Can They Impact Credit? - Citi.com
The Utility and Risks of Purchasing Credit Tradelines A credit tradeline is an industry term for any account listed on a credit report, such as credit cards, mortgages, or personal loans. While most tradelines are opened directly by a consumer, "buying" a tradeline specifically refers to paying a fee to be added as an (AU) on a stranger's high-limit, well-established credit account. Where to Buy Credit Tradelines where can i buy credit tradelines
: Once purchased, you are added as an authorized user to an existing account. You do not receive a physical card or access to spend funds; however, the account’s positive history is reported to credit bureaus under your name.
: Allows users to filter available seasoned tradelines by credit limit, account age, and lender. The Process and Costs : Maintains an inventory of available tradelines that
: Offers an automated online checkout process for purchasing AU tradelines.
: Most purchased tradelines only remain on your report for a temporary period, often averaging around three months , before you are removed as an AU. Risks and Ethical Considerations - Citi
While the practice is not explicitly illegal, it is highly controversial and carries significant risks: