: At least two months of bank statements for every account you own. Identification : A valid government-issued photo ID . 3. The "Hidden" Costs: Don't Get Blindsided

: Budget for an extra 2% to 5% of the home's purchase price to cover taxes, lender fees, and title insurance.

: Most lenders require at least a 620 , but scores above 740 get you the best interest rates.

Buying your first home is one of the biggest milestones you’ll ever hit. It’s exciting, a little scary, and—let’s be honest—comes with a lot of paperwork. To help you navigate the journey, we’ve broken down exactly what you need to have in your "homebuying toolkit" before you start house hunting. 1. Financial Readiness: The Foundation

What Do You Need To Buy Your First Home Guide

: At least two months of bank statements for every account you own. Identification : A valid government-issued photo ID . 3. The "Hidden" Costs: Don't Get Blindsided

: Budget for an extra 2% to 5% of the home's purchase price to cover taxes, lender fees, and title insurance. what do you need to buy your first home

: Most lenders require at least a 620 , but scores above 740 get you the best interest rates. : At least two months of bank statements