: While standard FICO scores range from 300 to 850, FICO Auto Scores typically range from 250 to 900 .
: Often preferred by traditional banks. Dealers may also pull an Equifax report if an initial score from another bureau is borderline, hoping for a stronger result to secure approval. what credit bureau is used to buy a car
Lenders rarely look at the "base" credit score you see on consumer apps. Instead, 90% of top lenders use specialized . : While standard FICO scores range from 300
: Commonly used by subprime or "bad credit" lenders. Some large national retailers, such as AutoNation , also lean toward TransUnion for initial checks. The "Auto Score" Difference such as AutoNation
: These models place more weight on your history with past auto loans and leases rather than generic credit card usage.