The choice between the two main types of U.S. savings bonds— and Series EE —depends primarily on your goals for inflation protection versus long-term growth. As of April 2026 , Series I bonds generally offer a higher immediate yield, while Series EE bonds provide a unique long-term value guarantee. Summary of Savings Bonds (April 2026) EE bonds - TreasuryDirect
Current Interest Rate. Series EE Savings Bonds. 2.50% For EE bonds issued November 1, 2025 to April 30, 2026. TreasuryDirect (.gov) Comparing EE and I bonds - TreasuryDirect what are the best savings bonds to buy