: You must specifically allocate payments to your BNPL balance via the "Make a Payment" section in Very My Account to reduce that specific debt.
: Delay the entire payment for 6, 9, or 12 months. 6 Months : Spend £100 or more. 9 Months : Spend £200 or more. 12 Months : Spend £300 or more.
: Split the cost into 3 equal monthly payments with 0% interest . This is automatically calculated on your statement as long as you pay the "Take 3" amount by the due date. very buy now pay later
: After the BNPL period ends, any remaining balance plus the backdated interest becomes part of your regular balance and attracts further interest at your account rate. Important Exclusions Not all costs can be delayed:
: While BNPL is convenient, late or missed payments can negatively impact your credit score. : You must specifically allocate payments to your
: Access to BNPL is subject to your credit status and account history.
: Making a payment toward a BNPL item does not count as your monthly minimum payment for other items on your account. Managing Your Account 9 Months : Spend £200 or more
: If not paid in full, interest is backdated to the date of the order and compounded daily.