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: Specific situations or items that are not covered by your policy, often found in a dedicated section of your contract.

: The fixed amount you must pay out-of-pocket for a claim before your insurance company pays the rest. toinsurance

: The summary page at the front of your policy that lists your personal info, coverage limits, and premium costs. 2. Identify Essential Coverage Types : Specific situations or items that are not

: The maximum amount an insurer will pay for a covered loss. toinsurance

: The recurring amount you pay (monthly or annually) to keep your insurance active.

While needs vary, experts typically recommend prioritizing these four types of insurance: The ultimate guide to home insurance in Canada