Tink Balance - Visualizer

: With active consent, merchants can "ping" a user's balance for up to 90 days to understand spending power and optimize billing schedules.

: Automatically confirms account ownership and sufficient funds before setting up a mandate, reducing the average cost of failed transactions by up to 20 times. Tink Balance Visualizer

: Used alongside Expense Check and Income Check to provide a holistic view of a customer's financial health. : With active consent, merchants can "ping" a

The "Tink Balance Visualizer" (referred to as in official documentation) is a feature of the Tink open banking platform that allows businesses to verify account balances in real-time. It is designed to reduce failed payments and improve the user onboarding experience for financial services. Core Functionality The "Tink Balance Visualizer" (referred to as in

: Access to both Booked Balance (ledger balance at the end of the business day) and Available Balance (real-time spendable funds including pending transactions).