Services like Netflix, Spotify, or Disney+ are ideal because they are low-cost and recurring.
These are essential, non-negotiable budget items that most grocery stores and gas stations allow you to pay via credit. 2. Strategic "Good Debt" Purchases things to buy to build credit
The safest way to build credit is by using a credit card for small, predictable costs you already have in your budget. These purchases ensure your card remains active without risking high debt. Services like Netflix, Spotify, or Disney+ are ideal
Small daily habits can be charged to your card and paid off immediately. Services like Netflix