Should I Get Car Insurance Before Buying A Car Access

Most dealerships will not hand over the keys without proof of insurance.

Yes, you generally need to arrange car insurance or at the same time you purchase a car. In nearly every state, you cannot legally drive a newly purchased vehicle off the lot without active coverage. 🚗 Why You Need Insurance Before Buying should i get car insurance before buying a car

If you currently own a car and have insurance, your provider likely offers a (usually 7 to 30 days) that automatically extends your current coverage to a new vehicle. Most dealerships will not hand over the keys

Call your agent to confirm your policy includes this benefit. 🚗 Why You Need Insurance Before Buying If

Once you pick the exact car, get its Vehicle Identification Number (VIN) from the seller.

Driving without insurance is illegal in all states except New Hampshire, and penalties include fines, license suspension, or jail time.

If you are financing or leasing, your lender will require full coverage (collision and comprehensive) to protect their investment.