You should generally if you need up-to-date banking features or reliable technical support. Quicken 2018 was the version that transitioned the software to a subscription-only model.

: It can work for basic, offline ledger-keeping if you do not mind manually entering every transaction or dealing with a large "subscription expired" banner that may block parts of the screen. Better Alternatives

Currently Supported Quicken Products (Discontinuation Policy)

: Quicken typically supports online services (like direct bank transaction downloads and bill pay) for only three years. For Quicken 2018, these connected services officially ended in 2021 .