Many plans provide access to a dedicated specialist or case manager who handles the heavy lifting, such as making calls to banks on your behalf.
It is critical to note that . In most cases, banks and credit card companies are legally responsible for reimbursing unauthorized transactions if reported promptly. However, some "comprehensive" identity theft protection plans (which bundle insurance with monitoring) may offer limited reimbursement for stolen cash. Is It Worth the Cost? should i buy identity theft insurance
Most standard policies are designed to reimburse out-of-pocket "recovery" expenses rather than direct financial losses. Many plans provide access to a dedicated specialist