Savings Account 【2025】

Users can toggle an "Extra Income" sensor. When a deposit 20% larger than a typical paycheck hits (like a bonus, tax refund, or Venmo reimbursement), the app prompts: "You just received a windfall! Move 30% to your 'Safety Net'?"

The app scans the last 90 days of transactions to determine the "Burn Rate." savings account

Encourages higher deposit volumes by capturing "hidden" liquidity that users would otherwise spend. Users can toggle an "Extra Income" sensor

Users are less likely to switch banks once they have a personalized, automated system tracking their financial security. Users are less likely to switch banks once

Most savings accounts are static. "The Safety Net" is an active automation layer that uses Predictive Round-ups and Tax-Refund Logic to help users reach an emergency fund goal without feeling the "pinch" of manual transfers. Key Components

Unlike standard round-ups that only hit whole dollars, this feature analyzes monthly spending patterns. If you spend less than your 6-month average on a Tuesday, the app "skims" the difference (e.g., $4.15) into savings automatically.

AI responses may include mistakes. For financial advice, consult a professional. Learn more