Effective for policies issued or renewed on or after , North Carolina increased its mandatory minimum limits to 50/100/50 .
Several insurers consistently offer competitive rates in the Raleigh area: Car Insurance in Raleigh, NC - The Zebra raleigh car insurance
$50,000 per person / $100,000 per accident. Property Damage Liability: $50,000 per accident. Effective for policies issued or renewed on or
Raleigh drivers typically pay around for full coverage. Coverage Type Avg. Monthly Cost Avg. 6-Month Cost Minimum Liability $46 – $71 Full Coverage $97 – $127 $862 – $1,352 Sources: 2. New NC Minimum Insurance Requirements (2025/2026) NC - The Zebra $50
Mandatory coverage that must match your chosen liability limits. 3. Cheapest Providers in Raleigh