Ask how long a lock lasts (typically 15–60 days) and if there are associated fees.
The APR includes both the interest rate and the fees required to originate the loan, providing a truer cost of borrowing. questions to ask lender when buying first home
Ask about vs. Government-Backed loans (like FHA , VA, or USDA). Ask how long a lock lasts (typically 15–60
Compare options like (stable payments) versus Adjustable-Rate (lower initial rates that change). questions to ask lender when buying first home
Inquire if you can get a lower rate ("float down") if market rates drop before you close. Questions to Ask When Choosing a Lender