: The implementation of the PMIX model in June contributed to the C-HR mix rising to 26%.
The highlights a period of increasing borrower rates and a shift in the loan rating mix following the implementation of a new credit risk scoring model. Key Portfolio Highlights Prosper Performance Update – July 2021
: The median payment-to-income (PTI) ratio slightly increased to 5.21% , while the average loan size remained stable at $12,543 . : The implementation of the PMIX model in
Detailed data from the July 2021 report, which shows an overall weighted average borrower rate of 13.20%, can be found in the full performance update document. Prosper Performance Update – July 2021
: Roughly 67% of July originations were rated AA-B.