Before visiting properties, a deep assessment of your "mortgage readiness" is critical to avoid disappointment later.
: Offer 0% down for eligible veterans or buyers in designated rural/suburban areas. Phase 3: The Search & Offer Strategy process of buying first house
: A last check of the property ensures it is in the agreed-upon condition and that all requested repairs have been made. Before visiting properties, a deep assessment of your
: Lenders use your credit score to determine your interest rate and eligibility. Conventional loans generally require a 620 minimum, while FHA loans can accept scores as low as 500 with a larger down payment. Before visiting properties
How to buy a house: Your step-by-step guide to buying in 2026