: Like many large dealerships, they often have "Special Finance" departments designed to help buyers with challenged credit, though this is distinct from the high-interest, in-house model of a BHPH lot.
: These dealers often advertise no credit check or "bad credit, no problem."
: They partner with various banks and credit unions to find competitive rates based on your credit profile.
: Qualified buyers may access national offers, such as 0% financing for 72 months on specific models through Ford Motor Credit. Buy Here Pay Here (BHPH) Alternatives