: EBANX was founded to solve the "access gap" in Latin America, where many consumers lack international credit cards but want to buy from global brands like Spotify or Airbnb.
: Ruiz explains that Latin America is not a monolith; each country has distinct cultures, technical challenges, and local payment methods (e.g., Pix in Brazil, Boleto in Brazil, and OXXO in Mexico). Podcast 322: Wagner Ruiz of EBANX
: At the time of recording, EBANX operated in 15 countries and had recently filed confidentially for a U.S. IPO while acquiring the B2B fintech Juno. : EBANX was founded to solve the "access
