Recent smartphones (Apple/Samsung), gaming consoles (PS5/Xbox), and laptops.

If you don't repay, the shop keeps the item to sell, but your credit score is not affected.

Guitars (Fender/Gibson), amplifiers, and brass instruments. Costs and Regulations

You bring in an item of value as collateral. The pawnbroker appraises it and offers a loan, typically between 25% and 60% of its resale value.