This feature would use advanced AI to provide real-time feedback during the photo capture process, ensuring the check is accepted on the first try.
: Visual tracker showing the specific stage of fund clearing. Why This Feature? Mobile Check Deposit Wells Fargo App
: Following a deposit, a visual "status bar" would show exactly where the check is in the processing pipeline (e.g., "Image Verified," "Fraud Check Clear," "Funds Pending"). This addresses user anxiety over "missing" deposits. Comparison of Current vs. Proposed Features Current Experience Proposed "Smart-Guide" Feature Static Capture : Users take a photo and wait for an error. This feature would use advanced AI to provide
: Instead of a simple photo, the app would actively scan the routing and account numbers (MICR line) . If the image is blurry or poorly lit, it would display a specific tip (e.g., "Move to a darker surface" or "Signature is overlapping numbers") before the user hits submit. : Following a deposit, a visual "status bar"
: AI detects blurry text or poor lighting in real-time. Manual Endorsement : High risk of forgetting required text.