Merchant Account Cost Apr 2026
Most providers offer one of three main pricing models to businesses like Stripe or Lendio :
Maintaining an account often involves recurring "hidden" or incidental charges: merchant account cost
: A fixed percentage for every transaction, often around 1.7% to 3.5% plus a small per-transaction fee (e.g., $0.25). Most providers offer one of three main pricing
: Banks may hold 5%–10% of your revenue for 90–180 days to cover potential chargebacks. merchant account cost
: Set by card networks (Visa, Mastercard) and paid to the card-issuing bank.
: Base costs for maintaining the account and accessing customer support.
