The BHPH department operates with its own specific contact information and hours, separate from the main new car sales team. : 4415 Merle Hay Rd, Des Moines, IA 50310 Phone : 1 (515) 270-5267 Email : buyherepayhere@kiadm.com BHPH Department Hours Monday – Thursday 8:00 am – 8:00 pm Friday – Saturday 8:00 am – 6:00 pm Sunday (Source: Kia of Des Moines BHPH) Why Choose This Option?
offers a dedicated Buy Here Pay Here (BHPH) program designed to provide in-house financing for customers with low credit scores or those who have been turned down by traditional lenders . Unlike standard financing that relies on third-party banks, this program allows you to purchase a vehicle and make payments directly to the dealership. Key Features of the BHPH Program kia of des moines buy here pay here
: You can begin the process by completing a secure Finance Application online to establish a personalized plan before visiting the lot. Contact & Operations The BHPH department operates with its own specific
: Customers can easily track and make their monthly payments through a dedicated online payment portal on the dealership's website. Unlike standard financing that relies on third-party banks,
This program is particularly beneficial for drivers in the Des Moines area who need a reliable vehicle but face "credit challenges" like past repossessions or limited credit history. By financing directly through Kia of Des Moines , you bypass the strict "hoops and red tape" often found at traditional local banks. Expand map BHPH Department Main Dealership Kia Finance Options in Des Moines, IA
: The program is available for select vehicles within their inventory that are specifically "priced to move".
: Since the dealership serves as the lender, approvals are handled internally, focusing more on your current ability to pay than your past credit history.
