Is Buying An Annuity: A Good Idea

In 2026, annuities have become more attractive due to higher interest rates, which directly increase payout amounts. Annuity (Insurance) Stocks/ETFs (Investment) Income Stability Growth Potential Risk Level Low to Moderate Liquidity Low (locked in) Fees Often high (1%–8%) Generally low Core Advantages

: Retirees without a pension who fear outliving their savings ("longevity risk") and value principal protection over market gains. is buying an annuity a good idea

Why buy an annuity, are they good investments? | New York Life In 2026, annuities have become more attractive due

Buying an annuity is a if your primary goal is securing guaranteed lifetime income and you have already maxed out other retirement accounts. However, it is often a poor choice if you need liquidity or are seeking high-growth returns compared to the stock market. Quick Review: Should You Buy? | New York Life Buying an annuity is