: This program offers a 50% discount on the list price of homes in designated revitalization areas for eligible law enforcement officers, teachers (pre-K through 12th grade), firefighters, and emergency medical technicians.
: In certain areas, you may be able to purchase a HUD-owned home (a property foreclosed on an FHA-insured mortgage) with a down payment of only $100 if you use FHA financing. How to Access Assistance Housing Counseling Services - HUD hud assistance buying a home
: The Federal Housing Administration (FHA) , part of HUD, provides mortgage insurance on loans made by FHA-approved lenders. These loans typically feature lower down payments (as low as 3.5%) and more flexible credit requirements than conventional loans. : This program offers a 50% discount on
: Limited to first-time homeowners who meet specific income and employment requirements and complete a HUD-approved counseling program. These loans typically feature lower down payments (as
: HUD provides grants to states and localities that they use to fund activities like down payment assistance for homebuyers whose income does not exceed 80% of the Area Median Income (AMI).
: Participation is optional for local Public Housing Agencies (PHAs); you must check with your local PHA to see if they offer it.
