How To Buy Us Debt -

Buying U.S. government debt (Treasuries) is one of the most common ways to invest in low-risk, fixed-income assets. As of April 2026, individual investors can purchase these securities directly from the government or through financial intermediaries. 1. Buy Directly via TreasuryDirect

TreasuryDirect is the official U.S. government portal for buying securities without a middleman. how to buy us debt

Major online brokers like Charles Schwab , Fidelity , and Vanguard offer access to both new auctions and the secondary market. Home — TreasuryDirect Buying U

: Create an account, link a U.S. bank account, and place a "non-competitive bid" for upcoming auctions. Major online brokers like Charles Schwab , Fidelity

: You can start with as little as $100 for marketable securities (Bills, Notes, Bonds) or $25 for savings bonds.

: Long-term savers and those buying Savings Bonds (Series I or EE), which are only available through this site.

: The interface is often described as dated, and you cannot sell your bonds on a secondary market here; you must transfer them to a broker if you want to sell before maturity. 2. Buy Through a Broker or Bank