Once you own shares, you can enroll in a DRIP to automatically use cash dividends to buy more fractional shares, often with no commission.

Small enrollment or transaction fees (e.g., $0.05 per share) may apply.

The most common way to buy bonds without a broker is through government-issued debt. Buying Stocks without a Broker - SoFi

Buying stocks and bonds without a traditional human broker is possible through direct purchase plans for stocks and official government platforms for bonds. 1. How to Buy Stocks Directly

Direct investing allows you to bypass the "middleman" fees of full-service brokers.

Many large "blue-chip" companies (e.g., Walmart, Coca-Cola) allow you to buy shares directly through their website or a third-party transfer agent like Computershare. Minimums: Often range from $100 to $500.

In some regions like India, you can open a Demat Account directly through a Depository Participant (DP) to hold and manage stocks electronically without a broker. 2. How to Buy Bonds Directly