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How to Buy Out a Reverse Mortgage A reverse mortgage "buyout" occurs when you pay off the existing loan balance to retain ownership of the home. This process is typically initiated by heirs who have inherited the property or by the original borrowers who wish to return to a standard mortgage structure. 1. Repayment Options to Keep the Home

: Use personal savings, life insurance proceeds, or other liquid assets to pay the balance in a single lump sum.

: Take out a new "forward" mortgage to pay off the reverse mortgage.

How To - Buy Out A Reverse Mortgage

How to Buy Out a Reverse Mortgage A reverse mortgage "buyout" occurs when you pay off the existing loan balance to retain ownership of the home. This process is typically initiated by heirs who have inherited the property or by the original borrowers who wish to return to a standard mortgage structure. 1. Repayment Options to Keep the Home

: Use personal savings, life insurance proceeds, or other liquid assets to pay the balance in a single lump sum.

: Take out a new "forward" mortgage to pay off the reverse mortgage.