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: Based primarily on income. For 2026, adults (19–64) generally qualify if they earn up to 138% of the Federal Poverty Level (approx. $1,799/month for a single person).

OHP is Oregon's Medicaid program, providing free or very low-cost health coverage.

: The Senior Health Insurance Benefits Assistance (SHIBA) program offers free, unbiased help with Medicare choices. Oregon Health Insurance Marketplace - Oregon.gov

This is the hub for private health insurance plans. Financial help (subsidies) is only available if you buy through the Marketplace. :

: For 2026 coverage, the window is November 1, 2025, to January 15, 2026 .

: If you experience a qualifying life event (e.g., losing a job, getting married, or having a baby), you can enroll outside of the standard dates. How to Apply : Online : Use the official HealthCare.gov portal.

If you are age 65 or older, or have certain disabilities, you may be eligible for Medicare.

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