How To Buy Aetna Health Insurance Apr 2026

: Usually features lower premiums but requires you to stay within the network and get referrals for specialists.

: Provides the most flexibility, allowing you to see any doctor or specialist, even out-of-network, without a referral, though at a higher premium cost.

: Aetna CVS Health offers plans in approximately 17 to 20 states via the Health Insurance Marketplace. These plans are often among the most affordable for those who do not have employer-sponsored coverage. how to buy aetna health insurance

: This is the most common path. You typically enroll during your company's Open Enrollment period or after a Qualifying Life Event (e.g., marriage, birth of a child).

: Paired with a Health Savings Account (HSA), these plans have low monthly premiums but higher out-of-pocket costs before insurance kicks in. HMO, PPO, POS, EPO, & HDHP: What’s the Difference - Aetna : Usually features lower premiums but requires you

: If you are 65 or older or have certain disabilities, you can shop for Aetna Medicare plans (Advantage, Supplement, or Part D) during the Annual Enrollment Period (October 15 – December 7).

Buying Aetna health insurance involves selecting a plan through an employer, the Affordable Care Act (ACA) marketplace, or directly through Aetna's senior and international programs. Since being acquired by CVS Health, Aetna offers integrated benefits like MinuteClinic access and streamlined digital tools for managing care. These plans are often among the most affordable

: Aetna provides specialized coverage for students and international travelers through Aetna International . 2. Compare Plan Types