Since these homes are not yet listed on the open market, you must "hunt" for them using public records:

Buying a pre-foreclosure in New York involves purchasing a property directly from a homeowner who is in default but hasn't yet lost the home at a court-ordered auction. Because New York is a judicial foreclosure state, the process is long, giving buyers a window to negotiate with owners before a judge signs a final judgment. 1. Find Pre-Foreclosure Leads

Pre-Foreclosure Notice Filing Information - Instructions - NY DFS

: Real estate wholesalers and local attorneys often have access to lists of distressed properties before they become public.

: New York law requires lenders to send a notice to homeowners at least 90 days before filing a lawsuit. These are often recorded in public databases.

How To Buy A Pre Foreclosure In Ny Apr 2026

Since these homes are not yet listed on the open market, you must "hunt" for them using public records:

Buying a pre-foreclosure in New York involves purchasing a property directly from a homeowner who is in default but hasn't yet lost the home at a court-ordered auction. Because New York is a judicial foreclosure state, the process is long, giving buyers a window to negotiate with owners before a judge signs a final judgment. 1. Find Pre-Foreclosure Leads how to buy a pre foreclosure in ny

Pre-Foreclosure Notice Filing Information - Instructions - NY DFS Since these homes are not yet listed on

: Real estate wholesalers and local attorneys often have access to lists of distressed properties before they become public. the process is long

: New York law requires lenders to send a notice to homeowners at least 90 days before filing a lawsuit. These are often recorded in public databases.