The mortgage process remains largely the same for an FSBO sale.

Here is a comprehensive guide to navigating a direct home purchase safely and successfully. 📜 1. Hire a Real Estate Attorney Do not skip this step when buying without an agent.

They will prepare a legally binding purchase agreement.

Show the seller you are a serious buyer with verified funds.

Decide who pays for title insurance, escrow fees, and transfer taxes. 🛡️ 4. Protect Yourself with Inspections

Without an agent's comparative market analysis (CMA), you must do the homework.

Ensure the contract includes clauses for financing, appraisal, and inspection.