Texas law requires minimum liability coverage ($30,000 per person bodily injury / $60,000 per accident / $25,000 property damage) before you can register the vehicle.
Buying a car in the Lone Star State involves specific paperwork and state-mandated fees. Whether you're heading to a dealership or meeting a private seller, here is how to navigate the process in Texas. You must have these items ready to finalize any purchase: how to buy a car in texas
If not paying cash, bring recent pay stubs, W-2s, or bank statements to prove income for loan approval. 2. Costs and Fees Be prepared for the following mandatory expenses: Texas Car Purchase Documents: Complete Checklist 2025 Texas law requires minimum liability coverage ($30,000 per