: Regional healthcare prices and state regulations create vast price gaps. Maryland offers some of the lowest average Silver premiums at $480 , while Vermont’s average is more than double at $1,224 . Plan Category (Metal Tiers) :
: These are purchased directly by individuals. While the base premiums are high, the Official HealthCare.gov Marketplace projects that eligible enrollees can find plans for as little as $50 per month after tax credits . Recent Market Trends: The 2026 Price Surge how much is it to buy health insurance
Under current U.S. law, insurance companies can only use five specific factors to set your premium: : Regional healthcare prices and state regulations create