The remaining number is the you likely qualify for. Pre-Qualification vs. Pre-Approval
Your future mortgage payment (including taxes and insurance) should ideally be under 28% of your monthly gross income. how much do i qualify for to buy a house
A higher score unlocks lower interest rates. A lower rate means a lower monthly payment, which allows you to qualify for a larger loan. The remaining number is the you likely qualify for
(car, cards, etc.).