At Ford, we strive to give our best to each one of you. That’s why we offer you surprisingly affordable service, without compromising on the quality. And also provide you with the exact estimate of your vehicle’s cost of service in advance. Because a family always ensures transparency.
Depending on your situation, you have several avenues for purchasing:
You can buy directly from companies like Anthem or Cigna off-exchange, though these plans are not eligible for federal subsidies.
The official government platform ( HealthCare.gov ) for individual and family plans. This is the only place to qualify for premium tax credits that lower your monthly costs.
Plans are categorized by how they manage their provider networks: Primary Care Physician (PCP) Required? Referral Needed for Specialist? Out-of-Network Coverage? No (Except emergencies) PPO Yes (At a higher cost) EPO No (Except emergencies) POS Yes (At a higher cost) How to Get Marketplace Health Insurance | HealthCare.gov
You can generally only buy health insurance during two specific times:
A window outside of Open Enrollment triggered by "qualifying life events," such as getting married, having a baby, or losing existing coverage . 2. Choose Where to Shop
The annual window for anyone to sign up or switch plans. For 2026 plans, this is January 15, 2026 in most states.
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