: A family member or friend "guarantees" the loan by using their own savings or home equity as security.
: Banks like Barclays allow 100% lending against the discounted price for RTB applicants. Track Record mortgages - Skipton Building Society houses to buy no deposit
: Your monthly mortgage payment cannot be higher than your average rent from the last six months. : A family member or friend "guarantees" the
: Available through Barclays, where a "helper" puts 10% of the property price into a locked savings account for five years. houses to buy no deposit
: Offered by Halifax, working similarly with a three-year fixed savings term.