Home Insurance Direct

Detached buildings like garages, fences, or sheds.

Standard policies almost never cover flood damage. You must purchase separate flood insurance through the National Flood Insurance Program (NFIP) or a private carrier. home insurance

Like floods, ground movement usually requires a specific endorsement or separate policy. Detached buildings like garages, fences, or sheds

Your furniture, electronics, and clothing. Detached buildings like garages