Home Buying Guide Pdf Apr 2026

Your agent will help you determine a fair price based on "Comps" (recent sales of similar homes nearby).

Distinguish between "needs" (3 bedrooms, good school district) and "wants" (granite countertops, hardwood floors). Phase 3: The Search & The Offer home buying guide pdf

Don't be afraid to ask for closing cost credits or repairs if the house needs work. Phase 4: Due Diligence Once an offer is accepted, you enter "Escrow." Your agent will help you determine a fair

A higher score equals a lower interest rate. If yours is under 620, consider a few months of "credit repair" before applying. home buying guide pdf

A pre-approval letter tells sellers you’re a serious buyer with backed funding. In a competitive market, you can't win without one. Phase 2: Building Your Team