101 Texas | Home Buying

If you are a first-time buyer, several state-run programs can help with down payments:

The Texas Department of Housing and Community Affairs provides "My First Texas Home" loans with competitive interest rates. 5. Appraisal and Closing home buying 101 texas

Before looking at houses, you need to know what you can afford. Texas has no state income tax, but it does have some of the highest property tax rates in the country. If you are a first-time buyer, several state-run

The Texas State Affordable Housing Corporation offers down payment assistance and mortgage tax credits for teachers, police officers, and low-to-moderate income families. If you are a first-time buyer

They understand local market trends and can help you navigate "Option Periods" (a uniquely Texas concept).