While student loans help your "credit mix," a high balance-to-limit ratio or missed payments can lower your score, leading to higher interest rates. 🔑 Strategies to Succeed
Some programs allow for a 3% down payment, making it easier to keep cash in the bank. high student loan debt and buying a house
📍 Focus on lowering your monthly payment rather than obsessing over the total balance to improve your chances of approval. While student loans help your "credit mix," a