Home | Government Money To Buy A

: This program allows you to withdraw up to $60,000 tax-free from your RRSP for a down payment. Withdrawals made through the end of 2028 now have a five-year grace period before repayments must begin. 2. Direct Cash & Rebates at Closing

For Canadians looking to buy a home in 2026, the federal and provincial governments provide several programs designed to help with down payments, closing costs, and tax relief. government money to buy a home

: You can contribute up to $8,000 per year (up to a $40,000 lifetime limit ). Contributions are tax-deductible, and qualifying withdrawals for a home purchase are entirely tax-free. : This program allows you to withdraw up

: This program allows you to withdraw up to $60,000 tax-free from your RRSP for a down payment. Withdrawals made through the end of 2028 now have a five-year grace period before repayments must begin. 2. Direct Cash & Rebates at Closing

For Canadians looking to buy a home in 2026, the federal and provincial governments provide several programs designed to help with down payments, closing costs, and tax relief.

: You can contribute up to $8,000 per year (up to a $40,000 lifetime limit ). Contributions are tax-deductible, and qualifying withdrawals for a home purchase are entirely tax-free.