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Learn about your credit report and how to get a copy | USAGov

To get a truly free credit report with no strings attached, you should use , which is the only website authorized by federal law to provide free credit reports from the three major bureaus—Equifax, Experian, and TransUnion. While FreeCreditReport.com is a legitimate site owned by Experian that offers free reports and FICO scores, it is often used for marketing and may offer paid services. 1. How to Get Your Free Report free credit report com