: Spot unauthorized accounts opened in your name, which could indicate identity theft.
: Ensure your score is high enough to qualify for the best interest rates before you apply for a major loan.
: A list of every time a lender checked your credit because you applied for a new loan or card. Where Else Can You Get It? free credit repo
: Identify inaccuracies (like a paid loan still showing as "active") and raise a dispute to fix them.
In India, the Reserve Bank of India (RBI) mandates that all four major credit bureaus provide you with . : Spot unauthorized accounts opened in your name,
You will need to provide your full name, date of birth, mobile number, and a government ID (typically PAN card , but passport or driving license also work).
: Records of whether you paid your bills on time or missed any installments. Where Else Can You Get It
Answer security questions based on your existing loan or credit card history to prove your identity.