: Most dealerships require proof of insurance before they will hand over the keys.
: If you are financing or leasing, lenders mandate "full coverage" (collision and comprehensive) to protect their financial interest in the vehicle. do you need insurance before you buy a car
Insurance Requirements for Buying a Car While you might be able to finalize the purchase paperwork without it in some specific scenarios, you cannot legally drive on public roads or satisfy lender requirements without active coverage. Key Reasons Why Pre-Purchase Insurance is Mandatory : Most dealerships require proof of insurance before